Older homes exude character. Not only do their walls tell a history, but often the character, details and warmth inside of one of these homes is unmatched in today’s quickly built society. Instead of taking months to build a single home by hand, entire neighborhoods can now be constructed in less time. If you’re considering […]
There are many ways these days to buying an insurance policy. Some people may feel the easiest way is to simply go online and purchase it yourself. You could even shop many carriers yourself to find the best rate for the coverage you need. However, there are many more additional benefits you could gain by […]
The season of giving (and receiving!) is such a joyous time. Not only do families typically make the most effort to get together, but it is a time to enjoy some holiday cheer with some gift exchanges and great food and drinks. If you’re lucky enough to be the recipient of an expensive gift this […]
“Bundle your home and auto & save!” “Save by bundling your insurance policies together!” We seem to be inundated with commercials and advertisements telling us to bundle our insurance policies together. What is the reason behind this and is this really a better option for your insurance? Benefits of Bundling Discounts Some of the benefits […]
The U.S. Dept. of Agriculture cites as many as 2 million collisions with animals occur each year. It can be a scary moment when you are driving 70 mph on the freeway and a deer or other wildlife comes out of nowhere and runs right in front of your vehicle. Your first reaction may be […]
We all know the importance of having a smoke detector in our home, but what about a carbon monoxide detector? Carbon monoxide is a colorless, odorless gas that can be lethal. Carbon monoxide can build up in your home whenever you burn fuel from a stove, grill, furnace, fire place or from your vehicles in […]
Many insurance policies contain coinsurance clauses which require policyholders to purchase an amount of insurance that accurately reflects the value of their insured property. If less than a certain percentage of the accurate value is purchased, policyholders may not be able to fully recover in the event of a loss. Coinsurance clauses can be confusing […]
