Bodily Injury Liability
This pays for any medical fees resulting from injuries you caused to another person.
Living in the Northwest means you can enjoy the great outdoors year-round! From hiking to skiing to whale watching, outdoor lovers can find their fix somewhere in beautiful Washington state.
One of the most fun activities during the spring and summer is riding your all-terrain vehicle. With the Pacific Northwest’s mild weather and multitude of ATV trails, it’s the perfect place for all-terrain vehicle owners! But no activity is completely risk-free, so it’s important to have insurance to protect you and your vehicle.
Getting the right ATV insurance
Cross Insurance Agency knows how fulfilling it can be to own and operate an ATV. We also know how to find you the best ATV insurance for all your needs. (Plus, we can give you some money-saving tips, including how to bundle your policies for a company discount!)
Trying to find the best insurance on your own can be frustrating and time-consuming, and getting it from other insurance agencies can limit your coverage options. Cross Insurance Agency is independent, which means we work with multiple carriers to give you options. We work with you and for you to find you the best policy for your specific needs.
Our licensed agents have years of insurance experience, and they know what kind of situations you might face living in the Pacific Northwest. Most of all, since we’re independent, we can walk you through multiple options so you can make an informed decision.
Ask your Cross Insurance agent about an ATV insurance quote today!
There are many coverage options available for ATVs, although many are available as additional options. Your base policy includes bodily injury and personal property liability.
This pays for any medical fees resulting from injuries you caused to another person.
This pays for repairs if you damaged other people’s property, including their home or belongings.
Check out what coverages you can add to your base policy:
Both of these coverages pay for damage to your vehicle.
Collision and comprehensive coverage usually include a deductible, which can range from $100 to $1,000. If your ATV is damaged, the insurance company pays only for the damage exceeding the deductible you selected. The higher the deductible, the lower the premium.
This coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.
This coverage protects any custom parts you’ve put on your ATV, such as mounts, shocks, or any other equipment.
Do you have any further questions about ATV insurance? Check out our blog post about common ATV insurance questions, or contact one of our licensed agents today.
What types of vehicles does ATV insurance cover?
ATV insurance covers a variety of all-terrain vehicles, including:
Get a quote from your Cross Insurance agent today to see what coverage you can get for all your all-terrain vehicles.
Do I need insurance for an ATV?
Usually, no. You aren’t legally obligated to get ATV insurance unless your ATV is financed. Although, ATV insurance requirements vary by state and usage. Check with your local insurance agency to see what laws you state has regarding ATV insurance.
Some places do require insurance regardless of whether your vehicle is financed. For example, if you’re operating the vehicle on public land, you may be required to carry liability coverage; however, private lands likely don’t require it.
It’s not only ATVs that benefit from insurance – any activity involving a vehicle includes risk and should be covered. That’s why Cross Insurance Agency offers multiple insurance options, including boat, RV, and motorcycle insurance.
If your activity involves a vehicle, get a quote from one of Cross Insurance Agency’s licensed agents so you can enjoy your summer plans without fear!
What other types of ATV insurance can I get from Cross Insurance Agency?
Cross Insurance Agency offers many specialty vehicle insurance policies to cover any of your all-terrain vehicles. We offer the following insurance options:
How much is ATV Insurance?
The cost of ATV insurance depends on several factors, including:
It also depends on what coverage you decide to purchase, such as comprehensive, collision, or custom parts & equipment. Get a quote from a Cross Insurance agent today to inquire about the cost of ATV insurance!
Why should I choose Cross Insurance Agency to get ATV insurance?
Our licensed agents have years of insurance experience, and they live in the Pacific Northwest just like you, so they know what kind of coverage you need. Plus, Cross Insurance Agency offers customer service that always strives to be:
If you have more questions, reach out to an agent today! You can call us, text us, or shoot us an email to get all the information you need about boat insurance.
What does the process of getting insurance look like, and how long does it take?
The first step is getting a quote, followed shortly by a call from an agent. Then you and your agent can discuss what kind of ATV insurance you need and how much you’re willing to spend.
Afterwards, you’ll have all the information you need to consider what ATV insurance you need.
If you have questions about ATV insurance or Cross Insurance Agency, you can contact us via a phone call, text, or email. You can also use our booking website to schedule a visit.
Or, if you need to manage your policy, you can use our client self-service portal or our mobile app. We’re here for you whenever you need!
Cross Insurance represents the top-rated insurance companies in Washington. We will compare pricing and coverage options finding you the best policy for your needs. Call us at: 888-438-6708 or click the button to the right to send us a message for your quote.
Ask our licensed agents about exclusive bundling discounts!
We are available to assist you remotely. Click here to contact us