Searching for Motorcycle Insurance Olympia or Centralia Washington?

Got a passion for motorcycles? Insuring your bike with Cross Insurance Agency , you can save up to 15 percent on your auto insurance. At Cross Insurance, we make it easy by working with the best motorcycle insurance carriers in the country, like Progressive Insurance, the top carrier when it comes to motorcycle insurance. You can ride easy, knowing your Cross Insurance Agency motorcycle insurance policy has you covered.

(Need auto insurance? We provide that, too!)

Get a Customized Motorcycle Insurance Policy in Washington State

At Cross Insurance Agency, we will build a customized policy, specific to your needs. Our program can include full replacement cost Accessory Coverage, Comprehensive and Collision Coverage, Bodily Injury and Property Damage Liability, Medical Payments, Roadside Assistance and more. Give us call today and we would be happy to discuss your options!

Coverage for Different Types of Bikes

Looking for a specific type of motorcycle insurance? Cross Insurance Agency  has many options for every insurance need. Whether you need coverage for motocross insurance, dirt bike insurance, scooter insurance, classic motorcycle insurance or trike insurance, we have an option for you. Give us a call and let us show you why so many in the Northwest insure their motorcycles with Cross Insurance Agency.

Pick the Right Insurance

First, determine how much insurance you’re required to have. Most states require liability insurance, which covers you if you cause an accident injuring another person or damaging someone’s property.

When picking your liability limits — the maximum an insurance company will pay in the event of that type of claim – a good rule of thumb is to review your car insurance and buy a policy with similar limits and deductibles, according to the experts at market-leader Progressive.

Once you choose liability limits, you may want to add insurance protecting your bike. Collision covers damages from accidents while Comprehensive covers damages caused by incidents like fire or theft. If you buy Collision or Comprehensive, you’ll need to select a deductible, the amount you’ll have to pay out-of-pocket if you have a claim. Be sure to pick an amount you can afford.

Insure Custom Parts

If you’ve added some serious chrome to your bike, gotten a custom paint job, or installed a GPS, consider additional accessory coverage. For example, Progressive usually includes $3,000 in accessory coverage when you purchase Comprehensive or Collision coverage. You also can buy more coverage up to $30,000 worth.

Roadside Assistance

If you like taking long rides into the country and are worried about breaking down in the middle of nowhere, consider Roadside Assistance insurance.

Progressive also offers coverage that will pay up to $500 for lodging, transportation and food if your bike has a mechanical breakdown more than 100 miles from home. Most customers can add both coverages to their policy for just $15 yearly.

Frequently Asked Questions about Motorcycle Insurance

Do I need to keep my motorcycle insured in the off-season?

Yes, you should keep motorcycle insurance in the off-season. Even when not being used, your vehicle could be damaged or stolen and without insurance, you would have no coverage. If you have a loan on your motorcycle, you will be required to maintain an active insurance policy.

How much does Motorcycle Insurance cost?

The cost of a motorcycle insurance policy is as little as $100 a year for basic coverage. Depending on the coverage you select, your policy will likely be more than that.

What coverages are available for motorcycles?

The types of insurance available for motorcycles includes: Comprehensive coverage, collision coverage, roadside assistance, total loss coverage, custom parts and equipment coverage and injury coverage. Other coverages may vary depending on the company insuring the motorcycle.