Protection for Your Company – Business Insurance
Business insurance protects your investment by minimizing financial risks associated with unexpected events such as vehicle accidents, an injured customer, a lawsuit, or a natural disaster. If your business needs insurance to operate, we have the best people to work with and access the best insurance companies in the industry.
Building trust one client at a time
As a fellow small business, we understand the sacrifices required to run a small business. With a policy from Cross Insurance Agency, you worry less about your business insurance coverage and more about growing your small business.
We offer insurance coverage for:
- General Liability Insurance
- Business Owners Insurance
- Commercial Property Insurance
- Commercial Umbrella Insurance
Our commercial services team has over 100 years of combined experience in business insurance. We can work together and be a partner in your success, while taking away the worry of having the right insurance.
Large or small, we know how to protect any business. Whether you are a contractor, farmer, or a non-profit we know how to get you the right insurance and bonding. Plus, we know how to navigate licensing requirements, vendors or equipment expectations, and commercial bidding processes.
Frequently Asked Questions about Business Insurance
What type of business insurance do you need?
The type of business insurance you need depends on what you’re doing. For instance, a web designer probably doesn’t need a commercial auto policy but does need a Professional Liability Policy. While a contractor has no need for Professional Liability but does need commercial auto. The best way to determine what coverage your specific business needs is by talking to a licensed agent.
What insurance is required to run a small business?
Owning a small business is an amazing achievement. Insuring it correctly is critically important. Your insurance needs depend on what your small business does. Some businesses can get away with minimal coverages while others need very comprehensive coverage for more complex businesses. Talk to an agent for advice on what types of coverage your business needs.
How much does business insurance cost?
The cost of business insurance varies tremendously based on what coverage you need. Professional Liability for instance may only be $150 a month while commercial truck insurance may cost upwards of $5,000 a month. The only way to know is to get a quote from a licensed insurance agent.
Meet our team
Trusting us means you don’t have to be an insurance expert. We are here for you with multiple ways to contact us. Whether you are just looking for answers or need to make a claim, we will always be by your side.
As an insurance broker, we can select what insurance companies we work with. We have the best regional insurance companies in addition to the big national institutions you know and trust. Our business is to connect you with the right coverage, perfectly matched for your business and budget.
Contact us or use our online form to get a quote and experience the Cross Insurance Agency difference. To get started, have this information ready:
- Business license number and name
- Description of operations your business performs
- Annual gross revenue (estimate is okay)
- Annual payroll
- A copy of your current business insurance policy (if you have coverage already)
LIKE US ON SOCIAL MEDIA
Ask our licensed agents about exclusive bundling discounts!