Water & Sewer Backup Insurance

There is a phrase that can strike fear into the heart of any homeowner: Water and sewer backup.

Those words bring up images of nasty, germy water and a lengthy clean-up. But don’t fret! There are certain steps that a homeowner can take to reduce the risk of a water or sewer back-up crisis.

Check around the home, foundation, basement, etc. for cracks that water or sewer waste can enter. Repair and fill any cracks
Ask a plumbing professional to see if your system can accept a shut-off valve to be used in case of a back-up emergency. Your insurance agent can refer you to licensed professional.
If you live on or below a floodplain take steps to ensure that furniture and valuables are stored above the flood line.
Do not pour grease down sinks or toilets
If a water or sewer back-up occurs do not attempt clean up without protection: gloves, face masks and eye protection.

Generally a water or sewer back up is caused when heavy rains or floodwaters over run the sewer system. Debris from rainstorms or natural disasters can also clog the system, potentially causing a nasty mess in your home.

Not sure if water sewer backup coverage is for you? A quote takes only a few minutes. Call today and talk to an agent.

February 28, 2013/by Administrator

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