Unique Insurance Policies
When it comes to the insurance world, you can pretty much insure anything. There are companies that insure things for the obvious insurance reasons of liability, but also some that take risks on things like how much snow will fall in the mountains for a ski resort.
But, when it comes to making a living for celebrities, they are known for their talents! Celebrities have been known to insure their bodies for huge figures up to one billion dollars!
Some items insured by celebrities or other entities include:
- Voice: Singers are known to insure their voice. After all, it is their voice that creates their income so insuring it ensures they will be able to make a living in the event something happens to their voice.
- Body parts: Models insure everything from their legs and hands to their teeth and hair! Remember, insurance is about insuring your financial future.
- Rewards: Insurance policies have been taken out by everyone from car dealerships to cover promotions gone wrong to rewards for providing proof that the Loch Ness monster exists!
- Abduction – by aliens! You read correctly, people have taken out insurance policies in the event they’re abducted by aliens!
- Whiskers: Some people have amazing beards! And, as slow as they grow, it would be wise of them to insure their impeccable whiskers.
- Insuring against a lottery: Some employers take out insurance policies in the even that more than one of their employees wins the lottery and quit, they can cover their business until they find replacements.
We know, insurance is complicated! If you’re in the market for something more ordinary, call the insurance agents at Trucordia. They have locations throughout Washington State in Olympia, Centralia, Vancouver and Marysville. They have years of insurance experience and can help you insure everything from your home to your auto or business Insurance. They live where you do and are an independent insurance agent, so they can help you find the right company to fit your needs. You can also check out their website, 24/7.
When nasty weather hits it can be easy to say, “it won’t affect me, our power never goes out!” But, being prepared in the event that you do lose power will save you a lot of nervousness and more.
It’s important for every driver to know how to drive in winter weather conditions. It can be challenging to drive in these conditions, but with the knowledge of the information below, you’ll know how to stay safe on the road.
For most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. That doesn’t mean any of us should be less prepared for such an event should one occur. Preparing a home inventory can be a large task, but taking the time to do so can make a difference of thousands of dollars when it comes to your claims settlement as well as simple ease of processing your claim.
Everyone today is connected in some way to social media. It can be by Facebook, Yelp, email or other internet outlets. When you write something, you leave your fingerprint for everyone to see. If you go to a restaurant, dentist, daycare or other business and have a bad experience, you might think of writing a bad review on the company’s Facebook page or Yelp. If you decide to do this, it is important to exercise caution about how you word your experience as recent cases have shown you can be sued for libel – even if you think the review was justified. This can be a very frightening situation and how on earth can you afford to pay attorney fees? What do you do?
Floods are the most devastating natural disaster in the United States each year causing billions in losses and displacing thousands. While flooding is a common concern for those near rivers and streams, all homes in the United States can be caught off-guard by floods. When it comes to flood insurance, it is important to understand what flood insurance is and what is covered. Many people think flood insurance is anything to do with water in their home. This is far from the truth. Floods are defined as surface water that enters your home from the outside – not to be confused with a leaky roof or a broken pipe, loose toilet or other plumbing related issue. Another issue altogether is sewer backup with may or may not be covered depending on what caused it to occur.
Driving hazards present themselves daily and can occur year-round in every state. But, would you know what to do in the event a driving hazard presented itself?
If you’re like 2 out of every 3 renters who rent a home, apartment or other dwelling, you don’t carry a renters insurance policy. The reason for not carrying renters insurance varies, but it is important to understand that your landlord is not responsible for your personal belongings if they are damaged, stolen or otherwise. You alone are responsible for your things, so protecting them with a renters insurance policy is important.
Every home in the US is vulnerable to mold damage and now that we’re coming into the cooler winter months, mold can thrive. Mold really needs one thing to grow: moisture.
Fall is a great time to consider disaster preparedness and to take a look at your family’s emergency kit. While disasters can happen anywhere, whether natural or man-made, it is important that your family be prepared.
