Protection of your business in Washington – General Liability Insurance
Business owners purchase general liability insurance to cover legal hassles due to accident, injuries and claims of negligence. These policies protect against payments as the result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.* General Liability Insurance is also known as commercial liability insurance and covers general liability of the business. It is a broad coverage. It is a good practice that every business has a general liability insurance policy in place. In addition to the general policy, there are enhancements that you can add to a business policy such as:
- Directors and Officers Insurance – Covers neglect of directors and officers for misleading statements that result in a lawsuit.
- Employee Practices Liability Insurance (EPLI) – Covers employers from lawsuits stemming from non-injury related claims such as sexual harassment, discrimination and termination.
- Professional Liability Insurance (Errors and Omissions) – Covers professional negligence and errors that injure their clients in some way.
Call one of our locations in Olympia or Centralia and ask to speak with an agent about General Liability Insurance for your business today. Our licensed agents will help you decide which coverages are best for your business and work to find you a great rate on General Liability Insurance in Washington.
*Information provided by www.sba.gov