Directors and Officers Insurance
This coverage covers you if misleading statements from directors or officers result in a lawsuit.
Owning a business can be a dream come true, but it’s important to have peace of mind if something goes wrong. That’s why it’s smart to purchase general liability insurance to protect you if trouble comes along.
Cross Insurance Agency offers general liability insurance for businesses to help you protect what matters. Commercial or business liability insurance covers payments for multiple incidents, including:
In other words, this insurance helps with things like accidents, customer injuries, or claims of negligence. You can combine this insurance with others for a Business Owner’s Policy (BOP) if you need more coverage. Or, you can add enhancements like the following policies:
This coverage covers you if misleading statements from directors or officers result in a lawsuit.
This coverage covers employers from lawsuits stemming from non-injury related claims such as sexual harassment, discrimination, and termination.
This coverage covers professional negligence and errors that result in client injury.
Adding extra coverage and reviewing policies can be confusing, but not with Cross Insurance Agency – our licensed experts have years of insurance experience, so they know how to find you the best coverage. Plus, as an independent agency, we don’t work for the big carriers, so our focus is only on you!
Other insurance companies want to keep you reliant on them. But if you try to search for insurance on your own, it’s exhausting and time-consuming. At Cross Insurance Agency, we get back to you as soon as possible, and we empower you to make informed decisions regarding insurance.
Our goal is to make you feel like family. Let Cross Insurance Agency handle the hard work and help you find the best general liability insurance for your business needs – get a quote today!
Who needs general liability insurance?
Most businesses should carry a general liability insurance policy. It can protect you from various types of lawsuits regarding injury or property damage, as well as attorney’s fees.
Do all businesses need a general liability insurance policy?
It may be required by law, depending on where you live and what kind of business you have. There are a few businesses that would not need it, but in general, it’s a good idea. This covers you in many situations, including the following:
If you’re a small business, one claim can spell the difference between future success or disaster. Don’t get caught up in fees and legal issues – get a quote for general liability insurance today!
If I’m a contractor, do I need other insurance to cover me?
As a contractor, you have multiple requirements you must meet for you to run your business.
You’ll primarily need to be registered with the Department of Labor & Industries. They will also require that you carry a bond and have general liability insurance.
Happily, Cross Insurance Agency offers both general liability insurance and contractor bonds. We can walk you through getting a bond and liability insurance that fits the requirements and the unique needs of your business.
Beyond what’s required, you may want other insurance to protect your tools. In that case, you’ll want inland marine coverage. Despite its name, it protects your tools if they’re stolen so you can keep doing business.
If you want to learn more, check out our Ask the Experts blog post about inland marine coverage, featuring the one and only Eloise Patton!
How much does general liability insurance cost?
There’s no right answer. The cost of general liability insurance varies based on multiple factors, like the type of business you have, how many employees work for you, and other business specifics.
Most of the time, general liability insurance is worth it in case of an incident. To get an estimate of what general liability insurance costs, contact a Cross Insurance agent for a quote.
What does the process of getting insurance look like, and how long does it take?
The first step is getting a quote, followed shortly by a call from an agent. Then you and your agent will discuss how much general liability insurance you need and how much you’re willing to spend.
Afterwards, you’ll have all the information you need to consider which general liability policy you’d like to purchase.
Why should I choose Cross Insurance Agency to help me find general liability insurance?
Starting your insurance journey can be scary, but Cross Insurance Agency can help. Every day, we strive to be:
No matter what, Cross wants to take the surprise out of insurance. We want to help you find the best insurance to protect your business.
What do I need to purchase general liability insurance?
When applying for general liability insurance, your Cross Insurance agent will need to know:
From there, your Cross Insurance agent will determine your company’s level of risk and an average premium cost for general liability insurance. To get started, contact a Cross Insurance agent to get a quote.
If you have questions about auto insurance or Cross Insurance Agency, you can contact us via a phone call, text, or email. If you need to talk to an agent right away, you can use our booking website to schedule a visit.
Or, if you need to manage your policy, you can use our client self-service portal or our mobile app. We’re here for you whenever you need!
Cross Insurance represents the top-rated insurance companies in Washington. We will compare pricing and coverage options finding you the best policy for your needs. Call us at: 888-438-6708 or click the button to the right to send us a message for your quote.
Ask our licensed agents about exclusive bundling discounts!
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