Latest from our Blog

Insuring Comic Books And Other Collectibles

Do you own a highly valued comic book that has been safely preserved since your childhood such as the legendary first appearance of Stan Lee’s Spider-Man? What about a piece of art, fur, or watch? You may be well aware that these prized possessions could be worth a fortune, but have you ever pondered what...

5 Essentials To Consider Before Switching Your Insurance Policy

Saving money on your insurance policy is an appealing prospect, potentially putting hundreds of dollars back in your pocket each year. However, before you decide to switch, it’s crucial to keep these factors in mind. By following these tips, you can make a well-informed decision about switching your insurance policy. Tip #1: Compare Policies Properly...

Do Rock Chip Claims Impact My Insurance Premiums?

We’ve all come across those tents offering “Free rock chip repair!” but it’s clear that there must be a catch somewhere. While insurance companies do cover the cost of injecting epoxy into the chip to prevent it from turning into an irreparable crack, there may be consequences to consider. After all, insurance companies prefer to...

8 Situations Requiring Umbrella Insurance: Protecting Your Assets

Having an umbrella insurance policy can provide valuable protection in various scenarios that exceed the limits of your standard coverage. Here, we highlight eight examples where an umbrella policy proves useful: Babysitting Mishap: Imagine your teenage daughter is babysitting the neighbor’s children. She briefly leaves the house to run an errand, and unfortunately, one of...

Safeguard Your Home And Guests From Hidden Hazards Associated With Fireplaces

A fireplace is often considered one of the most enchanting features of a home, capable of creating a cozy and inviting atmosphere on cold evenings. However, it is essential to prioritize the proper maintenance of your fireplace to ensure the safety of your household and visitors. Fireplace Safety and Maintenance Guidelines Wood Burning Fireplaces: Check...

Do you know what to do in a driving emergency?

Driving hazards are a daily occurrence, and they can happen at any time of the year, regardless of the state you’re in. It’s crucial to know how to handle these hazards if they arise while you’re on the road. Let’s explore some common driving hazards and the actions you can take to mitigate their impact....

Prevent A Home Disaster If Using Space Heaters

Space heaters offer a convenient and effective way to heat various areas such as garages, bedrooms, and workspaces like offices or shops. However, it is crucial not to overlook the potential dangers associated with these devices, particularly the risk of starting fires. Shockingly, the U.S. Consumer Product Safety Commission reveals that over 25,000 residential fires...

Educate your teen driver on the “5 to drive” principles.

The National Highway Traffic Safety Administration (NHTSA) states that auto accidents are the leading cause of death for teenagers aged 15-19 in the United States. To combat these statistics, parents should have open conversations with their children about the risks associated with driving and emphasize the “5 to Drive” rules. It’s crucial for parents to...

How to lower your risk for a dog bite claim

Dog bites can result in significant financial costs, with insurance companies paying out over $400 million annually for dog bite claims, according to the Insurance Information Institute. However, what’s even more alarming is that approximately $600 million exceeds the limits of home insurance policies. To safeguard yourself from potential out-of-pocket expenses stemming from a dog...